Unlock Your Path to the Perfect Mortgage Solution

Want to Save $1000s on Your Mortgage?

Whether you’re a first-time buyer, want to refinance, or buying investment properties, my team can help.

Edge Home Finance - Ed Esteban MLO

We help streamline your mortgage journey, providing clear, customizable steps from application to approval. With structured guidance and personalized options, it ensures a smooth process for confident, informed decisions. Get ready for a hassle-free path to the perfect mortgage fit.

Streamlined Application Process: Templates simplify each step, making it easy to progress from application to approval.

Personalized Loan Options: Customize your loan experience with staging that highlights the best choices for your financial needs.

Clear, Transparent Guidance: Templates are designed to offer clear information, eliminating confusion and promoting informed decisions

Enhanced Customer Experience: A staged journey ensures that you’re fully supported from the initial inquiry to loan closing.

Focused on Approval Success: Each template is structured to maximize your likelihood of loan..

Frequently Asked Questions

What documents do I need to apply for a mortgage?

You’ll typically need proof of income, bank statements, tax returns, and credit information. Specific requirements may vary by lender.

How much can I borrow for my mortgage?

Your borrowing amount depends on your income, credit score, down payment, and debt-to-income ratio. A pre-approval can give you a clearer estimate.

What’s the difference between a fixed-rate and adjustable-rate mortgage?

A fixed-rate mortgage has a steady interest rate throughout the term, while an adjustable-rate mortgage (ARM) has a rate that may fluctuate after an initial fixed period.

How long does the mortgage approval process take?

The timeline can vary but generally takes 30-45 days, depending on factors like document verification, appraisals, and lender-specific processes.

Testimonials

From start to finish, the mortgage process was seamless. The team provided clear guidance, answered all my questions, and helped me secure a fantastic rate. I felt confident and supported every step of the way!

— Mark T.

Working with this lender made my refinancing process so easy! Their transparent approach and personalized options were exactly what I needed. I’m now saving money each month, and the entire experience was stress-free.